Welcome to the Credit Shift Podcast

Episodes

May 9, 2024

NatWest's AI Agent Development: A Look Behind the Scenes

Chris Booth, the product owner for NatWest Group's AI assistant Cora, discusses the accessibility work NatWest has been doing and the journey of improving their conversational AI. NatWest started by building their own front-e...

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April 17, 2024

News Update: Opportunities of Open Finance, Universal Credit and Adva…

This episode covers the stories in the credit industry that caught our eye, including overdrafts, interest charges on personal loans, universal credit, FinTech, buy now pay later, and open finance. We highlight the high numbe...

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April 10, 2024

News Update - Gen AI in Banking, Credit Card Transaction Fees, AI Eth…

In this podcast episode, Paul Sweeney and Cormac O'Neill cover topics such as company defaults, payment terms, transaction fees, and the adoption of AI in the banking sector. The hosts also explore the concept of Gen AI and i...

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March 27, 2024

News Update: Trust in BNPL, AI Performance and Consumer Duty Challeng…

In this episode, Paul Sweeney (CSO) and Cormac O'Neill (CEO) discuss recent news stories and trends in the credit industry. They provide updates from their recent attendance at a financial PEVC All Things Funding Summit in Lo...

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March 19, 2024

Addressing Financial Distress Through Digital Engagement and Collabor…

Alison Dunn, CEO of Citizens Advice Gateshead, discusses the structure and scope of Citizens Advice and the challenges they face in managing a wide range of services. Alison highlights the misconceptions about Citizens Advice...

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March 13, 2024

News Update: Consolidation, Technology, Disruption, Apple's Finance K…

In this episode, Webio's Paul Sweeney (CSO) and Cormac O'Neill (CEO) discuss the recent European NPL Conference and highlight three key themes: consolidation in the NPL market, regulation in the industry, and the importance o...

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March 5, 2024

News Update: Exploring Credit Recovery, Record High Credit Card Compl…

In this episode of Credit Shift News and Update, Paul Sweeney (CSO) and Cormac O'Neill (CEO)discuss various news and trends in the credit industry. They provide updates on their own company, Webio, and discuss the recovery of...

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March 1, 2024

Pathways to AI Implementation and Excellence: Ethical, Strategic and …

In this episode, the hosts Paul Sweeney (Chief Strategy Officer at Webio) and Dan Blagojevic (Director of Decision Sciences & Machine Learning at Optima) and their guest, Javier Campos (Chief Information Office at Fenestra), ...

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Feb. 20, 2024

News Update: Insights into the UK Economy, Digital Messaging and Forb…

Paul Sweeney, CSO at Webio, covers a range of topics pertinent to the credit industry and related technological innovations. Key points include: 1. UK Economic Overview: The UK ended 2023 in a recession, albeit not expected t...

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Feb. 14, 2024

News Update: Insurance Companies' Duty of Care, Barclays & Tesco Bank…

This episode of Credit Shift News features Paul Sweeney, Chief Strategy Officer at Webio, and CEO Cormac O'Neill, discussing recent developments in the credit industry They cover a range of topics: Discretionary Commission Ar...

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Feb. 7, 2024

News Update: The Job of Generative AI, Deepfakes and Cheapfakes, and …

In this podcast featuring Paul Sweeney and Cormac O'Neill, the conversation revolves around recent developments in the credit industry, customer trends, and technological advancements, particularly in conversational AI. They ...

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Jan. 30, 2024

News Update: Debt by the Numbers, The Digital Divide and Poverty Prem…

This podcast episode features Paul Sweeney (CSO) and Cormac O'Neill (CEO) highlighting industry news and focusing on the financial struggles of different consumer groups. Key points include: Renters vs Homeowners: A significa...

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Jan. 23, 2024

News Update: Spike in Defaults, Local Councils in Crisis, Fintech's L…

In this week's podcast, Paul Sweeney (CSO) and Cormac O'Neill (CEO) discuss several topics related to the fintech and customer service industries. Here's a summary of the key points: 1. Webio's New UI : Cormac mentions the la...

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Jan. 15, 2024

News Update: Challenges of GenAI in Banking, X's Payment Capability, …

Hosts: Paul Sweeney, Co-Founder and Chief Strategy Officer, and Cormac O'Neill, CEO and Co-Founder at Webio Key Discussions: 1. Webio Announcements: Cormac teases with upcoming exciting announcements from Webio, hinting at si...

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Jan. 8, 2024

News Update: Holiday Reflections and Economic and AI Trends for 2024

This episode features a conversation between Paul Sweeney, Co-Founder and Chief Strategy Officer at Webio, and Cormac O'Neill, CEO of Webio. They discuss various topics, including: 1. Personal Christmas Experiences : Both sha...

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Dec. 13, 2023

Navigating the Data Revolution: Insights from Experian's Head of Data…

This podcast features Dan Blagojevich , Director of Decision Sciences at Optima Partners, and his co-host Paul Sweeney , co-founder and CSO at Webio, interviewing Marilena Karanika , Head of Data Innovation at Experian. The d...

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Dec. 12, 2023

News Update: Mortgage Trends, AI Regulations, and Poverty Drivers

Hosted by Paul Sweeney, Co-founder and Chief Strategy Officer at Webio, and featuring Delia Jones, Chief Operating Officer at Webio, this podcast episode delves into several key areas in the credit industry. 1. General Indust...

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Dec. 1, 2023

News Update: Rising Debt Levels and The Future Of Payments Report

In the podcast episode of Credit Shift News Update, hosted by Paul Sweeney, Co-Founder and Chief Strategy Officer at Webio, and featuring Cormac O'Neill, CEO and Co-Founder, the discussion centers around recent trends and cha...

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Nov. 21, 2023

News Update: Developments in the Credit Industry, Reports and AI in C…

Paul Sweeney, Co-Founder and Chief Strategy Officer at Webio, discusses the top stories effecting the credit and finance sector this week. Section 1: General Industry News UK Inflation Update : Inflation fell by more than 2% ...

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Nov. 10, 2023

News Update: Worrying Economic Trends, EU's Digital Identity Mandate …

Paul Sweeney, Co-Founder and Chief Strategy Officer at Webio, and Cormac O’Neill, CEO and fellow founder, delve into the latest developments in the credit industry. In General Industry News, the hosts discuss the UK economy's...

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Nov. 3, 2023

News Update: Navigating Inflation, BNPL and Financial Inclusion

In this episode of Credit Shift News and Update, Paul Sweeney, the Co-Founder and Chief Strategy Officer of Webio, is joined by his fellow Co-Founder and CEO, Cormac O'Neill. We kick off the show by reflecting on their compan...

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Nov. 1, 2023

Exploring the Intersection of AI, Ethics, and Finance with Terry Fran…

With AI revolutionizing all sectors, how does it impact credit, collections, and the entire fintech industry? Terry Franklin , EVP at Qualco Technology, joins us to shed light on this fascinating topic. He shares insights on ...

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Oct. 26, 2023

News Update: Living Wage, Energy Concerns, and AI in Banking

In this week’s update, Paul Sweeney tackles important issues impacting UK workers and consumers. One major highlight was the impending 10% increase in the living wage, benefiting over 460,000 workers. The Living Wage Foundati...

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Oct. 13, 2023

News Update: IMF Predictions, Monzo's US Market Entry and Modernizing…

Ever wondered how changing financial landscapes can affect your wallet? Let's embark on a journey with Paul Sweeney and Cormac O’Neill, the brilliant minds behind Webio, as we chart the course of the credit industry. In the f...

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