Welcome to the Credit Shift Podcast

Episodes

Oct. 17, 2024

News Update: AI, Fraud, and Consumer Protection: Addressing the Credi…

In this episode of Credit Shift News, Paul Sweeney and Cormac O'Neill discuss the latest trends and challenges in the credit industry, focusing on scams, consumer protection, cybersecurity, council tax collection, AI adoption...

Episode page
Oct. 1, 2024

News Update: How AI is Disrupting Traditional Industries AI's Role i…

Summary In this episode of Credit Shift News, Paul Sweeney and Cormac O'Neill discuss the latest trends in the credit industry, focusing on: The impact of AI and digitalisation in collections The challenges faced by small bus...

Episode page
Sept. 19, 2024

News Update: AI's Growing Influence in Credit: Mortgage Trends, Buy-N…

Summary In this episode of Credit Shift News, Paul Sweeney discusses recent trends and reports in the credit industry, focusing on customer experiences in mortgage queries, the rise of buy-now-pay-later debts, and the transfo...

Episode page
Sept. 4, 2024

News Update: The Importance of Data Quality in AI , Managing Expectat…

In this conversation, Paul Sweeney and Cormac O'Neill discuss various topics related to the financial industry, including the increase in inquiries handled by the Citizens Advice Bureau, the decline in cash machine usage, and...

Episode page
July 16, 2024

News Update: UK Neobanks' Profit, Apple's AI Move and the Rise of AI …

In this episode of Credit Shift, Paul Sweeney (Webio CSO) highlights the profitability of UK neobanks, Monzo and Starling Bank, as well as online bank Revolut. Paul also mentions the importance of credit monitoring and the po...

Episode page
June 5, 2024

News Update: FinTech Developments, Stripe's Evolution and UK Financia…

This podcast episode covers industry news, fintech developments, and the expected impact of GenAI on the UK competitive landscape. Host, Paul Sweeney (Webio CSO), discusses the rise in UK debt repayments, the cost of living p...

Episode page
May 23, 2024

News Update: Vulnerable Customers, AI Innovations and Market Scrutiny

In this episode, Paul Sweeney (Webio CSO) and Delia Jones (Webio COO) discuss the latest credit and finance stories such as vulnerable customer identification and OpenAI's voice assistant. They also touch on the ethics and pr...

Episode page
May 9, 2024

NatWest's AI Agent Development: A Look Behind the Scenes

Chris Booth, the product owner for NatWest Group's AI assistant Cora, discusses the accessibility work NatWest has been doing and the journey of improving their conversational AI. NatWest started by building their own front-e...

Episode page
April 17, 2024

News Update: Opportunities of Open Finance, Universal Credit and Adva…

This episode covers the stories in the credit industry that caught our eye, including overdrafts, interest charges on personal loans, universal credit, FinTech, buy now pay later, and open finance. We highlight the high numbe...

Episode page
April 10, 2024

News Update - Gen AI in Banking, Credit Card Transaction Fees, AI Eth…

In this podcast episode, Paul Sweeney and Cormac O'Neill cover topics such as company defaults, payment terms, transaction fees, and the adoption of AI in the banking sector. The hosts also explore the concept of Gen AI and i...

Episode page
March 27, 2024

News Update: Trust in BNPL, AI Performance and Consumer Duty Challeng…

In this episode, Paul Sweeney (CSO) and Cormac O'Neill (CEO) discuss recent news stories and trends in the credit industry. They provide updates from their recent attendance at a financial PEVC All Things Funding Summit in Lo...

Episode page
March 19, 2024

Addressing Financial Distress Through Digital Engagement and Collabor…

Alison Dunn, CEO of Citizens Advice Gateshead, discusses the structure and scope of Citizens Advice and the challenges they face in managing a wide range of services. Alison highlights the misconceptions about Citizens Advice...

Episode page
March 13, 2024

News Update: Consolidation, Technology, Disruption, Apple's Finance K…

In this episode, Webio's Paul Sweeney (CSO) and Cormac O'Neill (CEO) discuss the recent European NPL Conference and highlight three key themes: consolidation in the NPL market, regulation in the industry, and the importance o...

Episode page
March 5, 2024

News Update: Exploring Credit Recovery, Record High Credit Card Compl…

In this episode of Credit Shift News and Update, Paul Sweeney (CSO) and Cormac O'Neill (CEO)discuss various news and trends in the credit industry. They provide updates on their own company, Webio, and discuss the recovery of...

Episode page
March 1, 2024

Pathways to AI Implementation and Excellence: Ethical, Strategic and …

In this episode, the hosts Paul Sweeney (Chief Strategy Officer at Webio) and Dan Blagojevic (Director of Decision Sciences & Machine Learning at Optima) and their guest, Javier Campos (Chief Information Office at Fenestra), ...

Episode page
Feb. 20, 2024

News Update: Insights into the UK Economy, Digital Messaging and Forb…

Paul Sweeney, CSO at Webio, covers a range of topics pertinent to the credit industry and related technological innovations. Key points include: 1. UK Economic Overview: The UK ended 2023 in a recession, albeit not expected t...

Episode page
Feb. 14, 2024

News Update: Insurance Companies' Duty of Care, Barclays & Tesco Bank…

This episode of Credit Shift News features Paul Sweeney, Chief Strategy Officer at Webio, and CEO Cormac O'Neill, discussing recent developments in the credit industry They cover a range of topics: Discretionary Commission Ar...

Episode page
Feb. 7, 2024

News Update: The Job of Generative AI, Deepfakes and Cheapfakes, and …

In this podcast featuring Paul Sweeney and Cormac O'Neill, the conversation revolves around recent developments in the credit industry, customer trends, and technological advancements, particularly in conversational AI. They ...

Episode page
Jan. 30, 2024

News Update: Debt by the Numbers, The Digital Divide and Poverty Prem…

This podcast episode features Paul Sweeney (CSO) and Cormac O'Neill (CEO) highlighting industry news and focusing on the financial struggles of different consumer groups. Key points include: Renters vs Homeowners: A significa...

Episode page
Jan. 23, 2024

News Update: Spike in Defaults, Local Councils in Crisis, Fintech's L…

In this week's podcast, Paul Sweeney (CSO) and Cormac O'Neill (CEO) discuss several topics related to the fintech and customer service industries. Here's a summary of the key points: 1. Webio's New UI : Cormac mentions the la...

Episode page
Jan. 15, 2024

News Update: Challenges of GenAI in Banking, X's Payment Capability, …

Hosts: Paul Sweeney, Co-Founder and Chief Strategy Officer, and Cormac O'Neill, CEO and Co-Founder at Webio Key Discussions: 1. Webio Announcements: Cormac teases with upcoming exciting announcements from Webio, hinting at si...

Episode page
Jan. 8, 2024

News Update: Holiday Reflections and Economic and AI Trends for 2024

This episode features a conversation between Paul Sweeney, Co-Founder and Chief Strategy Officer at Webio, and Cormac O'Neill, CEO of Webio. They discuss various topics, including: 1. Personal Christmas Experiences : Both sha...

Episode page
Dec. 13, 2023

Navigating the Data Revolution: Insights from Experian's Head of Data…

This podcast features Dan Blagojevich , Director of Decision Sciences at Optima Partners, and his co-host Paul Sweeney , co-founder and CSO at Webio, interviewing Marilena Karanika , Head of Data Innovation at Experian. The d...

Episode page
Dec. 12, 2023

News Update: Mortgage Trends, AI Regulations, and Poverty Drivers

Hosted by Paul Sweeney, Co-founder and Chief Strategy Officer at Webio, and featuring Delia Jones, Chief Operating Officer at Webio, this podcast episode delves into several key areas in the credit industry. 1. General Indust...

Episode page